Presently the City of Rancho Santa Margarita does not offer any form of first time homebuyer assistance; however homebuyers can contact mortgage lenders to inquire if they offer first time homebuyer assistance.  Additional resources include the following:

•  California Housing Finance Agency: http://www.calhfa.ca.gov/
• U.S. Department of Housing and Urban Development: http://www.hud.gov/buying/index.cfm
• Freddie Mac: http://www.freddiemac.com
• Neighborhood Housing Services of Orange County: http://www.nhsoc.org